As 2026 begins, Australia’s property market is set to be shaped by potential rate rises, ultra-low vacancy rates and a stubborn housing shortage. This outlook unpacks how higher borrowing costs, tight supply, government deposit schemes and new APRA debt-to-income rules could affect owners, investors and first home buyers—and explains why preparation, portfolio stress testing and smart use of equity will be critical to building wealth in the year ahead.

Reflecting on a transformative year, we examine the pivotal moments that shaped the Australian property landscape in 2025. From the RBA’s mid-year interest rate cuts and the subsequent price rebound to the official launch of the 5% Home Guarantee Scheme, this review highlights the key lessons for building long-term wealth and explains why being prepared is the ultimate advantage for property success in 2026.

Earlwood, a once-hidden gem in Sydney’s Inner West, has transformed into a highly desirable, family-friendly suburb. Its appeal stems from a vibrant multicultural community, excellent amenities, green spaces, and strong connectivity, all while retaining a charming village atmosphere. The diverse housing market offers solid prospects for both homeowners and investors.

Renovations can increase property values but it’s important to have a solid plan and the right financing to get the most from each project. We explore different ways to fund your next renovation.

Should you invest for yield or capital growth? Getting the balance right can make all the difference when it comes to building long-term wealth through property.